Is it considered illegal identity theft if someone, just temporarily borrows another person’s identity with no intention to defraud anyone, or ruin anyone’s credit.
For example, if a person with no SSN uses a relatives name and SSN to buy a Prepaid Direct Deposit Cash Card to verify Paypal & so that family/relatives/friends, can easily send them money as needed?
Suppose that this person is in this country on an extended vacation & wants to sell on eBay some of the stuff they bought. Since they don’t have an SSN or US bank account to verify Paypal, can they set up an eBay/Paypal account in their relatives name, and use their SSN to buy a “No ID required(except for SSN) prepaid Direct Deposit ATM cash card” to verify their account, and get money.
If there is no intent to defraud, or actions to that effect (like applying for credit cards & running up huge bills then defaulting on payments) then is it considered identity theft & is it a crime?
Kristen