id theft fraud prevention

June 20, 2009

Reporting Identity Theft – 7 Tips To Stop Others From Misusing Your Identity

Abhishek Agarwal asked:


Identity theft as we know is on the rise. It is through measures like reporting it that we can battle this growing menace. here’s how you can help. It has prevailed (id theft) through efforts by governments and individuals alike. The internet has only made it easier for the hackers to get access to all your personal information under one roof – your email id. The government of United States has called for seven preventive methods to curb this growing menace. If not prevent it altogether, it will at least prevent further misuse of your identity, if you follow these seven steps.

1. Get in touch with the department of fraud in the government, when you have a fraud alert. The fraud alert is of course a personalized data that you use when you work with an office that deals with it. If and when the department comes across a double identity – it reports you of it immediately. This is a great way to curb the menace of identity theft, and if you are lucky you may even nab the culprit.

2. if you have reason to believe that your identity has been stolen, get into immediate contact with the nearest police station or sheriff’s office. If you wait to long to do this you are ruining chances of catching the culprit, and it could lead to further loss if it involves something like your credit card.

3. When you are talking to the police personnel, or narrating the incident for reasons of their report making, be as objective as possible. Do not leave out any details but do not go off the track as well. This will be the report that the office will use to begin an investigation, so it better be good!

4. Get in touch with your bank to cancel all credit cards and to issue new ones, and they may need the police report for this. So make sure you carry a copy of the report when you meet with the bank officials. The bank will decide on what measures need to be taken to provide you with future service. In most cases they will immediately suspend the account. Following this, they may issue you a whole new account number and new cards as well. You will probably be charged a fee for this, but that is the least of your problems!

5. If money has been withdrawn from your account before you realized there was a theft, let your bank know about it immediately. This information could give them the chance to trace the location where it was withdrawn, and take everyone closer to getting the bad guy.

6. Let the check verification agency know about this theft. They could stop payments on checks.

7. In any case, it is better to notify the social security office and get a whole new security number.

Following these seven steps will get you out of the mess.



Rosemary

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