rebeli812 asked:
my stb ex-wife destroyed my cedit. my house needs repairs i cant pay for. if i sell it and pay it off does it help my score or bring it down as it would show im not making payments monthly? btw i was a victim of id theft. “my wife” bless her little heart. got several cards in the mail using my info. maxed em all out moved in with her bf and stuck me with the bills. including a car loan i had to co-sign for her. the car was scrapped out long ago. im still paying for the tires she had put on it 5 yrs ago. theres alot more but its along story.
the house needs shingles plus some other work. i cant even get a home equity loan for repairs. if i dont sell it the roof will leak eventually. then its a bigger problem. much bigger. i know i shoulda filed something something when this started.-july o5. but i didnt. be it procrastination or the fact i still love her. i know ill never be able to buy another house. i been here 19 yrs. i dont want to move. i dont see where i have a choice. i gotta get out before the bill collectors put liens on it. and the roof leaks.
Glen
my stb ex-wife destroyed my cedit. my house needs repairs i cant pay for. if i sell it and pay it off does it help my score or bring it down as it would show im not making payments monthly? btw i was a victim of id theft. “my wife” bless her little heart. got several cards in the mail using my info. maxed em all out moved in with her bf and stuck me with the bills. including a car loan i had to co-sign for her. the car was scrapped out long ago. im still paying for the tires she had put on it 5 yrs ago. theres alot more but its along story.
the house needs shingles plus some other work. i cant even get a home equity loan for repairs. if i dont sell it the roof will leak eventually. then its a bigger problem. much bigger. i know i shoulda filed something something when this started.-july o5. but i didnt. be it procrastination or the fact i still love her. i know ill never be able to buy another house. i been here 19 yrs. i dont want to move. i dont see where i have a choice. i gotta get out before the bill collectors put liens on it. and the roof leaks.
Glen