id theft fraud prevention

August 29, 2011

ThreatMetrix Addresses Five Channels of Online Fraud for the Back-to-School Season

Filed under: Id Fraud Prevention — Tags: , , , , , , , — admin @ 10:46 am


ThreatMetrix Addresses Five Channels of Online Fraud for the Back-to-School Season

Los Altos, CA (PRWEB) August 23, 2011

ThreatMetrix™, the fastest growing provider of fraud prevention solutions that do not require personally identifiable information (PII), uncover five channels prostrate to online fraud during the rearward-to-school shopping wave.

The back-to-school timeframe represents one of the largest shopping surges in the U.S. This year, consumers are expected to spend more than $ 68 billion on books, apparel, paper, pencils, backpacks and other school supplies, according to the National Retail Federation. Of that, an increasing amount is likely to be spent with online retailers. Internet Retailer cites that 31.7% percent of consumers buying supplies for K-12 students will shop online this year, up from 30.8% last year. And for college purchases, 33.4% of consumers are planning to purchase on the web, up from 28.6% in 2010.

“It’s no surprise that retailers, especially those in the education sector, see a peak in transactions throughout August and September, as consumers are purchasing for back-to-school and even pre-holiday,” said Alisdair Faulkner, chief products officer, ThreatMetrix. “In this high-traffic season, it’s important for merchants to take preventative measures in order to protect their customers, and themselves, from being victims of online fraud.”

Five Channels of Online Fraud for the Back-to-School Season

1.    Online Purchases: Goods commonly purchased during the backwards-to-school season range from locker gear and dorm furniture, to fall clothing, textbooks and laptops. Traditionally these were items normally purchased in-store, but as e-commerce has continued to expand at a rapid walk, online purchasing has become easier; in turn, interpret to a higher potential for fraudulent online activity.

A solution to this: Retail sites can integrate alternative payment options into their checkout process. One company, BillMyParents, partners with retail sites to provide a safe way for teens and young adults to shop online. The site integrates a “BillMyParents” payment button next to each product or in the shopping cart. Selected items are immediately emailed to parents, who tinned easily manage and approve requests. BillMyParents uses the ThreatMetrix™ Cloud-Based Fraud Prevention Platform to combat fraud in common scenarios such as validatory new accounts, authorizing payments and transactions, and authorizing user logins. These are common fraudulent scenarios for retail sites not using alternate payment options as well.

2.    Online Book Rentals: Textbook rental sites are becoming increasingly popular, providing a convenient and being-effective way for parents and students to afford textbooks each semester. These rental sites would do well to protect against fraudsters who might use a forge credit card to rent books, and then resell those books for individual profit.

3.    Banking: College students are oftentimes opening first-time banking and lending accounts to prepare for the expenses that emanating along with going back to school. Credit card companies, in particular, use this window of time to ramp up efforts to target college campuses, according to recent research by an University of Houston Law Center. This, despite the CARD law that went into effect in 2010 that aimed to deter companies from targeting college students. The findings revealed that 76% of the 300 survey respondents received a preapproved credit card offer in 2010.

According to a recent ThreatMetrix consumer survey, 88% of consumers said they would not do business with banks or ascribed card and online payment processors if they had doubts about their security measures. While the financial services industry is widely targeted by fraudsters 24/7, it’s important to have fraud prevention solutions in place as traffic heightens during the back-to-school season, said Faulkner.

4.    Social Media: In preparation for the new school year, students and parents are often leveraging social networks and joining online groups in anticipation of upcoming classes and redundant-curricular activities. A new Deloitte LLP survey found that 35% of surveyed parents indicated they would be leveraging social networked sites for back-to-school shopped — a 6% jump from concluding year’s results. However, according to Faulkner, fraudsters also like to leverage these same networks to send spam, infect computers or test stolen credit cards for available balances.

5.    Gaming: While gaming is often viewed as an uncomplicated social activity, it’s an industry that is far from protected against fraudsters. For example, there has recently been a surge of targeted breaches on everything run from small online games to large networks like Sony’s PlayStation.

Online merchants across a variety of industries can address these faces of fraud in preparation for one of the most prominent buying seasons all year. “Merchants must leverage smarter fraud prevention technology in order to differentiate between the good and bad buyers,” added Faulkner.

Additional Resources

    Datasheet on the ThreatMetrix Cloud-Based Fraud Prevention Platform     Blog on the ThreatMetrix Cloud-Based Fraud Prevention Platform     Comic on ThreatMetrix SmartID Cookieless Device Identification     ThreatMetrix SmartID Demo About ThreatMetrix
ThreatMetrix helps companies stop web fraud and accelerate e-commerce in real-time so they can significantly reduce online fraud, acquire more customers faster, reduce costs, and increase customer satisfaction. The ThreatMetrix™ Cloud-Based Fraud Prevention Platform, incorporating ThreatMetrix SmartID™ cookieless device identification, provides online businesses with the ability to protect themselves and their customers by verifying new accounts, authorizing payments and transactionsand authenticating user logins in real-time. Online businesses can deploy the ThreatMetrix Cloud-based Fraud Prevention Platform, which does not rely on personally identifiable information (PII), for traditional online activity via a personal computer as well as for mobile and tablet devices. The company serves a rapidly growing customer base around the world across a variety of industries including societal networks (dating, gaming), financial services, e-commerce, affiliate marketing and payments. For more information, visit http://www.threatmetrix.com or call 1-650-625-1451.

© 2011 ThreatMetrix. All rights unemotional. ThreatMetrix, the ThreatMetrix Cloud-Based Fraud Prevention Platform, ThreatMetrix SmartID, ThreatMetrix ExactID, and the ThreatMetrix logo are trademarks or registered trademarks of ThreatMetrix in the United States and other countries. All other brand, service or product names are trademarks or registered trademarks of their respective companies or owners.

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August 26, 2011

How to protect yourself from id-theft

Filed under: Id Theft Fraud — Tags: , , , — admin @ 1:45 pm


How to protect yourself from id-theft

Every year nearly 15 million Americans become victims of Id theft. Identity theft is now the number one consumer complaint made to the Federal Trade Commission

Studies indicate that over and one hundred and sixty-five hours are spent in restoring accounts after id theft. In order to minimize the chances of being caught, identity thieves churn accounts very often, use as much or as little as quickly as possible and move on to next account. Accounts can be bought on-line for less than a dollar in forums and chat rooms across the web.

Id thieves are lurking.

Id thieves are becoming even more sophisticated, so even more stringent protection is now required. With the proliferation of social networks that require a profile that is public without much restriction, we should be extremely careful when issuing personal information. Your identity which is the only thing that is really yours, can be stolen and used in a variety of ways, including drivers licenses,job and credit applications. Some of the basics in id theft protection include shredding financial documents and paperwork with personal information and removing Social Security cards when they are not needed. Because we now live in a digital age, where all information can be transformed and stored in digital format, we should be fully aware and utilize extreme caution when entering personal any where on-line. ]]>

Protect Your Credit Report\

Inspect all financial statements and monitor your impute report regularly. Look for any irregularities or address changes or unrecognized charges that indicate that your account may be subject to takeover. Monitor your credit card and bank statements for unrecognized transactions. One of the advantages of online access to your accounts is that it can be done any time. If you can, frequently check your accounts online, this should give a slight edge over identity thieves.

Credit and financial statements are mailed at regular scheduled intervals.

Become aware of the intervals and if a particular statement does not arrive within the potential period, contact the financial institution as this could indicate some interruption or record interception.

Monitor your credit report.

Your report includes your Social Security Number, employers and all debts, flushing those that are closed. Besides helping you detect account takeover, credit report monitoring can alert you to new and unauthorized accounts that have been opened in your name.

Other uses of Stolen Identity.

Your Stolen Identity can also be used for other non-credit uses such as job applications,or the purchase of service such as cable and telephone. These incidents make id theft a bit difficult to detect as they require access to public records.

Thwart the thieves

Your Social Security Earnings and Benefits Statement should be ordered annually. Inspect the statement for unrecognized employers – This may indicate that your identity is being used by someone else for a job. Look for unrecognised benefits outlined in the statements from your health insurer..Although there may be no payments required, unrecognised benefits may indicate that your identity is use somewhere to the advantage of receiving benefits.

Seek assistance Crime is a full-time job and protection should also be implemented on a 24-hr basis. There are automated services that implement 24-hr protection, so that you can continue your activities worry-free.

Services available today include real-time monitoring of your records for irregularities and coverage for any expenses involved in recovering your identity.

Everyone is at risk of id-theft. Everyone with a credit card, a bank account, a driver’s license or a Social Security Number is at risk. Everyone who uses the Internet is at risk. Young children, students and adults of all ages are at risk.

Take steps to protect yourself from id-theft. Your identity is the only thing that you can really own.





August 23, 2011

Surviving The Process of Filing an ID Theft Report

Filed under: Id Theft Fraud — Tags: , , , , — admin @ 4:46 pm


Surviving The Process of Filing an ID Theft Report

If you’ve been victimized by an identity thief, one of the things that you need to know is how to properly file an ID theft report. This is a specific type of report with details of the identity thief’s crimes against you. Not only do you need to know how to file such a report, but you also need to understand why it is so important to do so.

For starters, the most important thing it can do is assist authorities in catching the crook. It can also help you clear up your own credit report. Many victims fail to realize that once you file an official report, you can send it to creditors, collection agencies and businesses that may be hounding you because of what the thief did.

Additionally, you can send a copy of your ID theft report to the major credit reporting companies, such as Transunion or Equifax. These bureaus are then obligated to clear any fraudulent charges that you didn’t make from your record, and set your credit report back to normal. Just remember that there are often time limits on how late you can file these reports with them.

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Additionally, credit bureaus will put a marker or flag on your account. That marker will help them more closely monitor your account for a period of time.

In other words, they’ll be much more likely to catch the thief, since if the thief continues to try to use your credit, his actions will be closely monitored. So you are doing yourself a huge favor by filing a proper ID theft report.

Do not make the mistake of believing that this will simply be a normal police report. A normal police report might say that you reported identity theft on a certain day, but that’s about where it ends. An official report of the crime, on the other hand, will cover the specific details of it; these specifics are of the utmost importance.

In the details of your ID theft report, you need to mention the specific instances of fraud. In it, you should talk about the companies, accounts and monetary amounts involved in the fraud. Also list dates and if possible, times of occurrences. The more details you give, the better off you will be when you need to prove that you are a victim of identity theft.

The biggest thing that you need to know about filing a report related to identity theft  is that law enforcement officials really don’t have to listen to you and take your report.

The truth is, police officers are only required to take police reports. So, you may have to press the issue with local or state officials several times before you get the ID theft report that you really need.

In fact, many victims find that getting the official report is often the most difficult part of the battle.



August 20, 2011

Q&A: Paypal needs tracking verified to credit **SCAM??**?

Filed under: Id Fraud Prevention — Tags: , , , , , — admin @ 7:45 pm


Question by K: Paypal needs tracking verified to credit **SCAM??**?
i hhad a long conversation with this person on craigslist and i got 2 legit emails (or so i think) that say for protection of both the sender and the receiver, paypal is holding the money until i ship the item and confirm through tracking, the address was from ” service@paypal.co.uk “here is the 1st email” From: service@paypal.co.uk (funding.requirement@consultant.com)Medium riskYou may not know this sender.Mark as safe|Mark as unsafeSent: Tue 9/09/08 3:22 AMReply-to: funding.requirement@consultant.comTo: kevingatch@hotmail.comPayPalDear kevingatch@hotmail.com,This email confirms that you have received $ 530.00 USD from trogers@eufaula.rr.comRuth Elaine is a Verified BuyerView the details of this transactionPayment DetailsTransaction I.D: 5Y758872CS5622823Item Title Quantity Price SubtotalIpod Touch1 $ 430.00USD$ 430.00. USDShipping & Handling via Usps Expressmail Intl(includes any seller handling fees) $ 100.00USDShipping Insurance (optional) : –Total: $ 530.00 USDShipping InformationAddress: Name:Phillip JamesAddress;block 11,academy roadCity:IbadanState:Oyo stateCountry:Nigeria23402Address Status: Confirmed Note:Ruth Elaine has provided a confirmed Address and want you to ship the item via Usps international priority mail(EMS) to this address .Ruth Elaine supplied Confirmed Address and Payment has been “CONFIRMED” fund will be credited into your am, Note that shipment will be verified before the payment can be credited into your account.We therefore implore you to dispatch the item and provide the Customer Care segmentedverified.helpdesk@representative.com An evidence of (Postage Receipt or Tracking number and the Courier Service).You will then be sent an URL that will link you into your account.This is to secure both the buyer and the seller. Bear with us for any inconveniences this might have caused you.Copyright © 1999-2008 PayPal. All rights reserved. PayPal (Europe) Limited is authorized and modulated by the Financial Services Authority in the Europe as an electronic money institution. PayPal FSA Register Number: 356007.Thank you for using PayPal!The PayPal Team PayPal Email ID PP370″HERE IS THE 2nd” RE: **** A WEALTH OF PROTECTION FOR OUR CUSTOMER****‏From: kevin g (kevingatch@hotmail.com)Sent: Tue 9/09/08 4:53 PMTo: funding.requirement@consultant.comDate: Tue, 9 Sep 2008 02:34:30 -0700From: funding.requirement@consultant.comSubject: **** A WEALTH OF PROTECTION FOR OUR CUSTOMER****To: kevingatch@hotmail.com A Wealth of Protection for Our Customer Your protection is one of PayPal’s biggest priorities. By using the very latest in secure technology and employing a large team of experts in all areas of online safety, PayPal continues to be a leader in safe online payments around the world.PayPal protects her customers in ways that many other financial institutions do not. For instance, card issuers often charge for their fraud prevention tools, but at PayPal you’ll find the same tools for free. Not only that, but unlike many of our competitors, PayPal’s fraud experts work behind the scenes, monitoring activity and possible fraud indicators to help ensure an extremely safe network.Read about:PayPal versus the Competition | Prevention | Action and ResolutionDear (kevingatch@hotmail.com), This message is originated from PayPal company.We have received an order from our client Ruth Elaine regarding the payment made to your PayPal account.The payment has been successfully made but due to security reason we have to receive the shipment tracking totalling that will be given to you after shipping the item to the buyer specify ask before the next 24 hours for the processing of your order. This a new measure we are taking to protect both our sellers and buyers against fraudulent customers.Once you have shipped the item send us the shipment tracking amounting for verification after the tracking totalling has been verified your account will be credited instantly. This PayPal® payment has been deducted from the buyer’s account and has been ” APPROVED ” but will not be credited to your account till the shipment reference/tracking totalling is sent to us for shipment verification so as to secure both the buyer and the seller. Below are the necessary information requested before your account will be credited. Send track totalling to us or email us through this mail verified.helpdesk@representative.com **PLEASE NOTE**Once shipment has been verified and the tracking coming sent to us, You will receive a “CONFIRMATION Email” from PayPal® informing you that the Money has been credited.Note: Craigslist and PayPal will be responsible for the item loss or damage once we receive the tracking amounting. Thank you for us

Best answer:

Answer by v b
It’s a scam. Don’t reply.The email you supposedly got from “paypal” was an elaborate FAKE email put together by the scammer. Paypal is NOT an escrow service and they NEVER hold money pending confirmation of shipping.Your scammer is trying to get you to send the item for free. The fact they want you to send it directly to them in Nigeria is a BIG clue. (Though people have fallen for this scam with shipping addresses in many different countries.) Didn’t you also catch on when the email address for sending proof of shipment didn’t include paypal in the name? Or the lack of suited English?



Add your own answer in the comments!

August 17, 2011

Fraud Prevention – Virtual & Non-tangible Item Sales

Filed under: Id Fraud Prevention — Tags: , , , , , — admin @ 10:46 pm


Fraud Prevention – Virtual & Non-tangible Item Sales

Lets face it. Fraudulent internet purchases is rampant, worse for non-tangible items and in absolute chaos for mmorpg virtual item and account sales. To assume that there is not an abundance of nefarious individuals hacking paypal accounts and roaming the internet looking for their prey would be a catastrophic mistake.
Yes, I have fallen prey to these hungry villains in the past and they have gouged me deeply with their razor sharp daggers. I have acquire allot over the past 8+ years. My experiences have enabled me to construct a sound prevention plan. Its implementation has brought my wife and I astonishing results as sellers of Ultima Online gold and Resources and Eve Online ISK on ebay. I carry and use that plan on my website and my wife’s website as well
I cannot say that these tips will guarantee anyone the same results but I tin assure anyone who applies them that they will have selfsame good results.
First we need to understand that establishing some kind of identity is our goal here. If we do that it will lay to rest many if not all of our concerns. What and how much information we may need from a buyer will depend on certain situations and the information provided with their purchase. Asking for as much information as possible during the purchasing process and informing the buyer what you may or may not do with this information may deter fraudsters from even completing the purchase which will save you much time and grief down the road.

PayPals Seller Protection policy for virtual and non-tangible items is a no go
PayPal is great. I use PayPal exclusively as my payment gateway. They are safe, secure and cheap to use as opposed to using a commercial bank account account to accept credit cards. Sellers for the most part can feel safe because of Paypals Seller Protection policy. The problem here is that we as virtual / non-tangible item sellers is that we are NOT covered by this protection because we are not shipping an item and cannot provide proof of shipping. Security and fraud prevention is 100% our responsibility. There is no online payment gateway which offers protection for non-tangible items. If there were then this would be a one line article directing you to that web sites URL ]]>
Provide confirmed shipping/credit card address
Although we are not actually shipping an item this is very important. It helps us on several fronts including letting us know… that the buyer knows… their credit card billing address. We cannot view a buyers credit card info on paypal and it is the only way we have of knowing.

Call buyer. Require Phone number, Non cellular land line if possible.
ALWAYS, ALWAYS call a first time buyer no matter how small the purchase. This simple phone call is the single most important step in fraud prevention. It alone will wipe out more than 80% of the fraud.

Address and Telephone number match. In many case we are able acquire an address from a telephone amount by performing a reverse lookup on the buyers call amount using bigfoot.com . Keep in mind that bigfoot’s data is not always accurate and the address may not agree but it will get you in the proximity. This simply means that we need to take additional steps for the confirmation. The phone type is not always accurate either, if you feel uneasy about the transaction and want to be sure of the call typewriting then I recommend using maxmind.com, it is a paid service but worth every penny. Maxmind will also provide more detail pointing retired the anonymous types such as pay phones and store purchased pre-paid cell phones.

If it is a land line and that address also matches the paypal confirmed shipping address then we are looking good. Simply make the phone call to make sure that the phones owner is really making a purchase. The phone call is also used to insure that a child is not attempting the purchase.You would be surprised with the number of payment reversals we have had as a result of children hijacking their parents paypal account or Credit card. Cell phones may be acceptable depending on the situation and other provided information. We simply are not able to get enough info on cell phones to concrete any deal.

GEO IP lookup. Website owners should capture a buyers IP address and perform a geographical lookup on the IP address. Again I recommend using maxmind to do this. I have tried using many other lookup web sites and have found maxmind to be the most accurate. If GEO IP lookup resolves to the proximity of the buyers confirmed address and telephone number then we can assume that this is a valid purchase. AOL IP’s will not resolve properly because of their funky proxy system, otherwise maxmind will see through most other proxy systems or at least inform you of it. In this case one may want to be stricter on some of the other prevention measures. In any case if it resolves to a country other than the buyers country you should always refuse the order.

Internet service provider email address ( Email confirmation )
I typically simply use this if I am still a little concerned about the purchase and the buyer has provided a cell phone number or the GEO IP LookUp was unsuccessful. Simply ask the buyer for their Internet service provider email ask, send them an email and ask them to reply to it. Do not rely on hotmail, gmail, yahoo etc email addresses. Anyone can get those and they serve no purpose in regards to security.

Online ID Verification services
If all else fails you are down to 2 choices. #1 Reject the order or #2 Ask the buyer to register with an online ID verification service. For gamers I recommend using TrustWho.com otherwise try Verisign.com

To date we have not had a single report of fraud on my website RPGBids
Fraud on my wife’s web site RPGloft is less than .05%.





August 15, 2011

National Crime Prevention Council

Filed under: Id Fraud Prevention — Tags: , , , — admin @ 1:51 am


Telemarketing Fraud Prevention
Video Rating: 4 / 5



guidanceforyou.com The ways to protects you and your family against identity theft
Video Rating: / 5

August 12, 2011

Identity Fraud

Filed under: Id Fraud Prevention — Tags: , — admin @ 4:50 am


Call Now 877 735 0539 To Protect Your Identity! For more info go to: IDentityTheftProtectionExpert.com
Video Rating: / 5



www.ProtectYourself.tv – Free tips on how to protect yourself from fraud and identity theft. This tip deals with your cell telephoning and the importance of keeping it safe.
Video Rating: 5 / 5

August 9, 2011

Identity Theft Prevention; Online Banking Fraud

Filed under: Id Fraud Prevention — Tags: , , , , , — admin @ 7:50 am


Former Citibank Security Architect and Entrust CTO offer tips for securing the online banking channel



Javelin Strategy & Research 2011 Identity Fraud Survey Report Co-Sponsored by Fiserv, Intersections and Wells Fargo. In 2010, identity theft and fraud claimed fewer victims than in any other period since Javelin began conducting survey in 2003. Driving that decrease was the reduced rate of existing account fraud, although incidents of all types of fraud dropped from 2009. Meanwhile, consumer costs, the average out-of-taken dollar amount victims pay, increased, reversing a downward trend in recent years. This increase can be attributed to new account fraud, which showed longer periods of misuse and detection and therefore more dollar losses associated with it than any other type of fraud. The Javelin 2011 Identity Fraud Survey Report provides a detailed, comprehensive analysis of identity fraud in the United States to aid consumers and businesses better apprehended the effectiveness of methods used for its prevention, detection and resolution. A nationally representative sample of 5004 US adults, included 470 fraud victims, was surveyed via a 50‐question phone interview, providing insight into this crime and the effects on its victims. This report, supported by the Better Business Bureau, is issued as a longitudinal update to the Javelin 2005, 2006, 2007, 2008, 2009 and 2010 Identity Fraud Survey reports and the Federal Trade Commission’s (FTC’s) 2003 report. Javelin’s eighth annual Identity Fraud Survey Report is the most comprehensive research study of the subject in …
Video Rating: 5 / 5

August 6, 2011

IDASSURED – The Best ID Theft Recovery Program – MartinoTV KDVR FOX 31 Denver

Filed under: Id Theft Fraud — Tags: , , , , , , , — admin @ 10:45 am


Who Would You Call? What Would You Do? Should you become a victim of America’s fastest growing crime, identity theft, and your first call is to your attorney or local law enforcement, YOU ARE NOT PREPARED! According to the Federal Trade Commission, consumers are falling victim to identity theft every 3 seconds in America. In fact, you may already be a victim of identity theft and not even know it! In 2010 alone, over 16 million Americans had their personal information compromised by corporate data breaches exposing their identity and personal information for future use. BE PREPARED… NOT OVERWHELMED! WITH ID ASSURED, ONE CALL RECOVERS IT ALL!!! CALL TODAY (877) 801-8737 The Total ID Theft Solution TOTAL Recovery Services and 100% Recovery Success. Prevention Tools & Support – Covers ALL Identity Theft Events VARIOUS FORMS OF IDENTITY THEFT Financial Fraud Social Security Fraud Criminal Activity Child ID Theft Medical ID Theft Tax Fraud Employment Fraud Benefits Fraud
Video Rating: / 5



New OBAMA Alias Uncovered HARRISON J BOUNEL, SS Real Estate Fraud, ID Theft

August 3, 2011

Bestidentityprotection.net Has Been Designed to Protect the Public

Filed under: Id Theft Fraud — Tags: , , , , — admin @ 2:12 pm


Bestidentityprotection.net Has Been Designed to Protect the Public

(PRWEB) August 01, 2011

W & D Industries, LLC, based in Fremont, CA understands the ever-increasing threat of identity theft in today’s economic venues. Identity theft has been cited by many sources as the fastest thriving criminal activity plaguing consumers and businesses alike. No longer limited to simple purse snatching and the theft of a checkbook, identity theft now makes use of advanced cyber technology and full complex networks of foreign and domesticated criminal activity. Included in this activity is the use of the Internet and cutting-edge electronic devices.

The scale of identity theft appears to be growing exponentially and has involved attacks on large corporations and government offices. This new website has been project to keep the public informed of the dangers that are lurking in the form of scams and sophisticated software attacks.

Additionally, bestidentityprotection.net lists a number of educational resources that will outline the various types of identity theft devices and methods. It will also provide information on how to avoid the consequences of having one’s identity stolen and used for criminal activity profit. The identity theft schemed that are covered will range from simple credit card fraud to social security fraud involving children and the recently deceased. These scams are designed to target those who are the most vulnerable in our society.

Bestidentityprotection.net will also furnish information that can illustrate how anyone can be affected by an identity theft scam. This knowledge is critical, since recovery from an identity theft attack can be exceedingly expensive and lengthy. As such, id theft protection should be something that is understood by every individual who may be at risk.

The website also features helpful reviews of various identity protection services that will allow someone to proactively protect themselves from the dangers of identity theft. Each review outlines the services offered and assisted the consumer to make informed decisions regarding enlisting this type of protection.

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