id theft fraud prevention

February 12, 2011

What Type of ID Theft Product Would You Want to Offer Your Clients?

J. M. Smith asked:




Let’s start with this analogy. You’re a home owner and the fire department calls you to tell you of a new service they offer in case you were to experience a fire.

The first service is complete monitoring. The fire dept will monitor your house 24/7 and let’s say they discovered one early morning your home had a fire while you slept. Their monitoring service would then call your home alerting you to vacate because they have detected a fire. Although this would be a great service and potentially life saving you still have the fire to put out.

Having a monitoring service for ID theft is great and better than nothing but if you become a victim what about the work it takes to report it to all the necessary authorities.

The second service they offer is an upgrade. Let’s say now they would not only monitor your home but they would also send out a truck. When the truck arrives they pull up to the house, someone gets out and gives you an instruction book. They’ll show you how to hook up the water hose, turn all the right knobs and how to direct the hose to the fire for correct positioning.

Silly, but this is like ID theft resolution services. You become a victim of ID theft and resolution services will walk you through the steps to clean up the mess or put the fire out. It’s still your time on your own with guidance. Some folks literally have to carry with them the rest of their lives proof that they have been a victim.

The third service they offer will monitor your home, send out a truck but then also pay you back for the damages you have. Well, since you really didn’t know what to do with the equipment and although the fire dept. helped out;You experienced more damage than had the fire dept. been able to put it out themselves and not only that, their service is underwritten by some insurance company so you could still have the potential of being denied.

ID theft reimbursement services are just that. They are are underwritten policies that you still pay a small premium too every month. They know the FTC’s stance on your timeline of responsibility to notify them if you become a victim. Also, who walks you through the process? What’s that persons experience? and do you have the time away or at your place of employment to make all the necessary calls? The average victim spends an average of 600 hours to fix the problem. That’s 15 40 hour work weeks. Will your employer allow you the time off?

Here’s the fourth service. The fire dept. will monitor your home, call you if they detect a fire, send out a truck as fast as they can and instead of walking you through the process they put out the fire and not with rookies but veterans and when the fire is out they begin to build back what was damaged to it’s original condition before the fire with the best and most experienced contractors in the area. Complete restoration to it’s original condition before the fire.

This is the type of ID theft service you need. A complete wall of protection.

Again, back to time. I would rather sign one form and have a professional do the work for me. In fact if you knew the team of experts were hired by the Kuwaiti Gov’t to find Saddam Husseins assets, or hired to protect the Pope, or hired to run Enron, the number one financial forensic experts in the nation and risk consulting management company doing the homework for you to restore your Identity and in partnership with another 34 year old NYSE to help with the legal issues that you would need, how comfortable would you feel now? All for less than a bottle of water a day.

Oh yeah, the other services don’t even mention the legal consultation you would also need if you become a victim from the other forms of ID theft. Try calling that big social security number company when your sitting in jail for criminal ID theft on Christmas Day or after working hours. All these other services only talk about financial ID theft and leave out the whole picture.

So what type of service do you want your clients to have from the fire dept?

Dorothy

May 31, 2010

Identity Theft Workers Arrested

Dr. Mark Clayson asked:




Over 1300 workers have been detained and arrested by police in the US over identity crime. Charges have been brought against 150 illegal immigrants who have been accused of stealing the identities of US citizens. The purpose of this crime was to gain legal employment. Other defendants will face the charge of illegal re-entry document fraud, social security fraud and identity theft. Additional charges are being brought against almost 100 other defendants.

The identification of these illegal criminals was the result of an organised attack. Operation Wagon Train was a joint effort by related departments in the US. The arrests and undercover operation shows that the United States takes identity theft very seriously. These illegal immigrants were trying to get legal jobs by illegal means. The message being sent out by the authorities is that nobody can gain lawful employment with a stolen identity. The stealing of these identities include the improper use of stolen Social Security numbers and other documents in order to get a job.

Many of the victims of this identity theft had already alerted the authorities to the nature of their stolen personal data. Some of the victims first knew about their stolen identity when the Internal Revenue Service began demanding taxes for unreported income. This income had, of course, come about by the illegal employment of the aliens who had stolen the original identity.

Government officials are increasing their efforts in order to support the crime of identity theft. Last year (2006) almost twice the number of prosecutions took place compared to the year before.

Frank

January 27, 2010

Resource Centers For The Victims Of Identity Theft And Fraud

John Goldman asked:


As there are a number of people who are just looking for a chance to steal your personal and financial information it is no surprise that increasing number of people who are cautious about their personal data have started taking advantage of a local identity theft resource center.

These places might not help you in preventing identity theft but will surely help you report the case to the right authorities to avoid further identity mess up. These identity theft resource centers are places that everyone much consider visiting when you become a victim as identity theft is taking place on a daily basis with several cases.

Why resource centers

If you become a victim of identity theft it can destroy your credit while also causing you a lot of personal difficulties until everything gets placed out the normal way. Therefore going through an identity theft resource center is often recommended so that you there is not further problem created. It is actually very touch to get things back to normal when affected by id theft and these centers are the best sources to avail the right help.

The id theft resource center would also instantly spot the unauthorized activity done over your credit report much faster than you might and you could personally search as they use the most advanced computer technology for id theft research. It is even possible for you to try doing it yourself but it would be difficult to watch your credit reports from different reporting agencies as they are done in the identity theft resource center.

How do you get started

Even though it seems to be a complex system in starting to work with a identity theft resource center it is rather quite simple. You just have to find the nearest local service provider in your locality and just give them a call if you trust them. after they avail all the information needed from about you, there is nothing left for you to worry and you just have to sit back and stay ensured they would get things right.

The resource center would also automatically alert you when they find anything strange in your credit. After it has been determined that a serious id theft has taken place the center would help you in alerting the right authorities so that further action is instantly taken.

You just have to pay them a small amount of monthly fee for the service they provide. This fee is often not very expensive when compared to the problems you face with your identity.

However the amount you are asked to pay would depend on the type of service you choose and the service providing center as some of them might have highly technical equipments to provider better and faster service. Therefore if you suspect of being an identity theft victim make sure you instantly consult an identity theft resource center for comfort and peace of mind when they research about the case and the thief.



Earl

July 19, 2009

Identity Theft Of Social Security Number Is One Of The Most Common Id Thefts

Ann Marier asked:


The identity theft of social security number is an issue that is incredibly important, and so you really want to take this matter into as serious consideration as you can. After all, in regards to identity theft in general, identity theft of social security number is one of the most common issues, and this is why you are going to want to learn as much as you can about the matter of identity theft of social security number.

More About Identity Theft of Social Security Number

In regards to the issue of identity theft of social security number, there is much that needs to be known. For instance, there is the fact of how you should never carry your social security card around with you unless you really have to, and this way you have less chance of losing it while you are out.

As well, when you do have it at home, you should make sure that it is somewhere safe, where no one else knows where it is and where it will not get lost. This is one of if not the absolute most important piece of identification that you have, and your social security card is the key thing that a person would need in order to steal your identity, which is why you should always make sure that you know where it is and that you make sure that it is safe.

If you do happen to lose it, you are going to want to make sure that you call the authorities right away, and that you notify everyone that you have to that the card has been lost or stolen, and make sure that everyone is aware of this. Then you want to make sure that you get yourself a new card, and if the old card never turns up, you want to make sure that you keep a status on it.

This means asking to see if the number has been used or reported anywhere, because if it has then you know that someone has found it and that they are using it, which obviously is illegal. Just make sure that you make yourself as informed as possible and that you take all of the right steps in order to protect yourself and take care of yourself if you do end up losing your card or having it stolen.



Mildred

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