id theft fraud prevention

January 9, 2011

Avoid ID Theft

Billy Burnet asked:




People are more vulnerable than ever these days due to increased technology use by both consumers and thieves. More and more people are finding themselves with emptied bank accounts and stolen identities. To avoid facing this circumstance, you could pay a company that essentially insures your identity. Or, you could work to preserve your identity on your own. In most cases, you should be able to make do on your own and avoid paying significant fees. Below are a few tips on how to protect your identity from thieves. Shred your important documents before throwing them away. You never know who will end up with your trash and who it might pass through along the way. So, be sure to shred documents that contain any person information at all. This would include bills, among other things. Also, be careful with your credit cards and social security number. Don’t leave them lying around for people to see or even steal. When using the internet, there are a few main points to abide by to protect yourself:

* Use strong passwords. Don’t use names, street addresses, or your username as a password. Use strong combinations of letters, numbers, and characters(if permitted).

* Install anti-spyware and anti-virus software on your computer to protect yourself from hackers and viruses. Spyware can track your keystrokes so the people behind the malicious programs can steal your personal information. Make sure the software is up and running on your computer.

* Only shop at trusted and established company’s websites. You might save some money elsewhere, but it isn’t worth the risk or the potentially severe consequences if something negative does happen.

In general, just be smart with your personal information. People are looking for a little bit they can get their hands on. Even small amounts of information placed in the wrong hands can be a problem.

Bernice

December 21, 2010

What Are The Consequences Of Criminal Identity Theft?

Filed under: Corruption — Tags: , — admin @ 10:53 pm
asked:




Juanita

May 26, 2009

April 8, 2009

Protecting Yourself Against Identity Theft: Monitor Credit Report Regularly

Bernard Pragides asked:


If you are like most people in many places around the world today you have a legitimate concern about the prospect of becoming the victim of identity theft. With that in mind, you may be wondering what steps you can take in order to protect yourself against becoming a victim of identity theft. One step that you do need to take in this regard is to monitor credit report regularly. By way of this article you are provided with some basic information that you will need in order to monitor credit report regularly to combat identity theft, in order to protect yourself against ID theft.

When it comes to protecting yourself against identity theft it really is crucial that you be and remain as proactive as possible. By making sure that you do monitor your credit report regularly, you will be doing just that. Through the process of checking your credit report you will be able to see immediately any authorized activity involving your credit and your identity.

Experts all maintain that the best way to prevent some of the more serious consequences associated with identity theft is to take immediate action the moment that you learn you have become the victim of this crime. And, to do this you need to know when someone is attempting to steal your identity. Once again, taking the step to monitor credit report regularly becomes fundamental.

Keep in mind that in the United States you have the legal right to review a copy of your credit report once annually for no charge. This means that you are able to get a free copy of your credit report from each of the three major credit reporting agencies. By requesting a free copy of your credit report from each agency at different intervals throughout the course of a year, you will be able to accomplish the task to monitor credit report regularly without spending money to do so.

If you discover unusual activity in your effort to monitor credit report, you need to take immediate steps to report these problems. For example, you will want to immediately notify the credit reporting agencies so that they will put a fraud alert on your account and take other action as necessary. Moreover, you will want to report the fact that you believe you are the victim of identity theft to all of the financial institutions, credit card companies and so forth that you do business with at this time. Additionally, you will want to contact law enforcement as well.



Monica

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